Easy home loans for the middle class.

The Homeloan is a popular financing option for middle-class individuals who want to purchase their dream home but may not have the funds to do so outright. easy homlon for middle-class individuals Middle-class individuals, particularly those with a steady income and a high credit score, can easily obtain a homeloan. They can approach any bank or financial institution that offers home loans, and based on their eligibility, they may be able to obtain a loan that meets their requirements. The borrower's age, income, and credit score are typically taken into account by banks when determining the loan amount and interest rate. Middle-class individuals can also investigate a variety of government programs and subsidies that provide options for affordable home loans. Homeloans are a great option for middle-class people who want to fulfill their dream of owning a home without having to pay a lot of money up front because they are easy to get and come with a variety of flexible repayment options.

Easy Home Finance Private Limited

 Easy Home Finance Private Limited provides 20-year home loans with attractive interest rates.


Interest Rates for Easy Home Finance in 2023 

Easy Home Finance Private Limited offers home loans with useful features and benefits.

Home Loan Programs of Easy Home Finance Private Limited Easy Home Finance Private Limited provides a wide range of customized home loan programs to meet a variety of needs. The following are examples of home loan programs:

1. A mortgage:

It can also be used to purchase a residential plot of land with a maximum tenure of 20 years for the purchase of a ready-built, resale, or under construction residential property. Building or expanding a house:

To build a house on land that already belongs to someone else Can also be used to add on to an existing house or build on it. The loan amount starts at Rs. 5 lakh.

3. Remodeling your house:

for renovations or repairs to an existing home; it can also be used to buy new fixtures; minimal paperwork is required.

Easy Home Finance Private Limited EMI Calculator

You can get a clear idea of how much your Easy Home Finance home loan's Equated Monthly Instalment (EMI) will cost using BankBazaar's EMI calculator. Simply enter your required loan amount, tenure, current interest rate, and processing fees into this free online calculator to get an accurate estimate of your home loan EMI. The detailed amortization schedule appears immediately on the page, assisting you in better managing and budgeting your income so that you can make loan repayments without any hassle.

Eligibility requirements for Easy Home Finance Private Limited include the following: 

Type of employment Salaried or self-employed individuals over the age of 18 at the time of application but under the age of 65 at loan maturity

Documents Required to Apply for an Easy Home Finance Private Limited

 Loan The following documents are required for an Easy Home Finance home loan application:

Documents for KYC (any one):

Passport, voter ID, driving permit, Aadhaar card, and PAN card

Any valid proof of residence, including a rental agreement, 

a sale deed, a copy of your passport or bank statement with your address on it, utility bills, and an employer's letter

Financial Records:

Individuals with salaries:

Certificate or salary slips from the last two months for the salary account; bank statements from the last three months for the salary account; bank statements from the last six months for self-employed professionals; copies of income tax returns from the previous two years that include income computation; copies of P/L accounts from the previous two years; and certificates of qualification for professionals.

Property Records:

Sale Agreement Letter from Builder NA Order Title Search Report NOC from Builder Sale Deed Partnership Deed Tripartite Agreement Development Agreement Builder-Linked Document Own Contribution Receipt Index – ii

FAQ

(1)How do I submit my loan application?

You can apply for the loan either online, on the Easy Home Finance website, or in person with the required documentation at the branch closest to you.

(2)How long does it take to be approved for a loan?

The loan approval process would take at least seven business days if the verification checks were successful.

(3)Before applying for the loan, should I have already selected a property?

You can apply for the loan even before choosing the property or building it.

(4)Can co-applicants be added to the loan?

Yes, you can apply for the loan with other people. These could be members of your immediate family, like your spouse, parents, or children, for example. Additionally, all co-owners ought to be required to be co-applicants.

(5)Is it possible for me to prepay the loan?

You can indeed prepay the loan in full or in part.